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Guide to PM Vishwakarma Yojana: Eligibility, Benefits, and Application Process

PM Vishwakarma Yojana, initiated by Modi in September 2023, provides financial aid to manual laborers and craftsmen in New Delhi, supporting eighteen trades.

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Guide to PM Vishwakarma Yojana Eligibility, Benefits, and Application Process

Guide to the PM Vishwakarma Yojana: The PM Vishwakarma Yojana, initiated by Prime Minister Narendra Modi in September 2023, aims to furnish financial aid to manual laborers and craftsmen based in New Delhi. The initiative, which was initiated by the Center, aimed to assist craftspeople and artisans involved in eighteen trades.

The PM Vishwakarma Yojana assists the subsequent individuals:

Carpenter (Suthar/Badhai), sculptor (Moortikar, stone carver), tailor (Darzi), fishing net maker, carpenter (Sumhaar), basket/mat/broom maker/coir weaver, doll & toy maker (Traditional), barber (Naai), stonebreaker, cobbler.

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The Pradhan Mantri Vishwakarma Scheme is what?

The PM Vishwakarma Yojana bestows certificates and identification badges upon artisans and craftspeople in recognition of their efforts.

These people from various fields receive 5–7 days of training, with advanced training lasting 15 days or more. Additionally, the government pays Rs 500 every day.
At the start of Basic Skill Training, the Center gives artisans and craftsmen e-vouchers for toolkit rewards up to Rs 15,000.

‘Enterprise Development Loans’ without collateral are made available through the PM Vishwakarma Yojana. Applicants who qualify will receive loans totaling Rs 3 lakh in two installments of Rs 1 lakh and Rs 2 lakh, with repayment terms of 18 and 30 months, at a reduced interest rate of 5%.

Loan Application Procedure for the PM Vishwakarma Yojana

Applicants must complete basic training before receiving the initial credit support installment of up to Rs 1 lakh. The second loan payment is available to beneficiaries who have started digital transactions in their firms, completed advanced training, and maintained a standard loan account.
Digital receipts and payouts can have up to 100 transactions each month and receive Re 1.

Benefits of the PM Vishwakarma Yojana

To register for the PM Vishwakarma Yojana, you need to verify via a mobile device and Aadhaar.
Applying after downloading the Artisan Registration Form is the next step.
You must obtain PM Vishwakarma certificates and ID cards.
Proposal for scheme elements: Commence applying for various components

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