Atal Pension Yojana 2025: New Form and Fees Announced

Atal Pension Yojana new form 2025: The government has started a new registration form for the Atal Pension Yojana (APY) from October 1, 2025. This comes after new guidelines from the Pension Fund Regulatory and Development Authority (PFRDA). The Department of Posts said that old forms will not be accepted anymore through Protean (formerly NSDL), which is the central recordkeeping agency for the scheme. The new form will make registration easier and collect correct data for everyone who joins the scheme now.

The government said in a circular, “In alignment with the latest Pension Fund Regulatory and Development Authority (PFRDA) version, the existing APY form under the Department of Post (DoP) has been modified. The updated APY Subscriber Registration Form is enclosed herewith for immediate reference and action.”

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Atal Pension Yojana new form 2025

The new form is only for resident Indian citizens, making sure that APY accounts follow international tax rules. All post offices must use this updated form and display the rules so people know how to register. The circular from September 26, 2025, explains that this form is needed for all new enrolments.

The Department of Posts also told offices to guide people and make the change smooth. Old forms should not be used, and notices should be put up so nobody gets confused.

New Fees and Charges

PFRDA also changed the fee structure from October 1, 2025.

• Government Sector Subscribers: PRAN cards cost Rs 18 for electronic and Rs 40 for physical. Annual maintenance is Rs 100. APY and NPS-Lite accounts cost Rs 15 for opening and maintenance.
• Private Sector Subscribers: Annual maintenance starts at Rs 100 for balances up to Rs 2 lakh and goes up to Rs 500 for balances above Rs 50 lakh.
• Transaction Charges: All are waived so managing accounts is easier.

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Atal Pension Yojana

APY started in 2015 to give a guaranteed monthly pension from Rs 1,000 to Rs 5,000 after age 60. The pension depends on how much the person pays and their age when joining. The scheme mainly helps workers in the unorganised sector who do not have a formal pension.

To join people have to:

• Be 18 to 40 years old
• Have a savings or post office account
• Not be paying income tax since October 1, 2022
• Link their Aadhaar and mobile numbers for updates

The new registration form and fees make the APY scheme easier, cheaper, and more transparent for everyone.