Personal Finance

Eternal SBI Credit Card: Benefits, Fees, Eligibility and How to Apply

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Eternal SBI Credit Card: Eternal, the parent company of Zomato, has joined hands with SBI Card to launch early access for the Eternal SBI Card. The new co-branded credit card is designed for customers who regularly use Zomato, Blinkit, District and other partner platforms.

The companies announced the early access facility on October 15, 2026. Customers can request an invitation through the Zomato, Blinkit or District apps. Applications are expected to open from October 22, 2026, in phases. The card will be available on both Mastercard and RuPay networks.

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How to Request Early Access for the Eternal SBI Card

Customers can request early access through the Zomato, Blinkit or District app. Follow these steps:

  • Log in to your Zomato, Blinkit or District account.
  • Look for the ‘Eternal SBI Credit Card’ banner at the top of the app.
  • Tap the banner to read information about the card.
  • Select the ‘Request early access’ button.
  • Check your registered mobile number and enter your name as it appears on your Aadhaar card.

Once applications open, eligible customers can apply through the apps or the SBI Card website. The application process is digital. Applicants can track their card status through the Card Management page in the relevant app. After approval, the physical card is expected to arrive at the registered address within 7 to 10 business days.

What is the Eligibility Criteria for the Eternal SBI Card?

Applicants must meet the following basic conditions to apply for the card:

  • Salaried individuals  between 21 and 60 years of age.
  • Self-employed individuals between 25 and 65 years of age.
  • A good credit history is preferred.
  • Applicants must have a permanent Indian address with a serviceable PIN code.

Final approval will depend on SBI Card’s eligibility checks and application review. Requesting early access doesn’t guarantee that the card will be approved.

What are the Fees and Charges?

The Eternal SBI Card has a joining fee of ₹499, excluding GST. The renewal fee is also ₹499 plus applicable taxes, but it can be waived if the cardholder spends ₹2 lakh or more in the previous year.

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The card also has a foreign currency markup fee of 3.50% on international transactions. It offers a fuel surcharge waiver of 1%, capped at ₹200 per statement cycle.

What are the Benefits of the Eternal SBI Card?

The card offers discounts on Eternal’s platforms along with cashback on selected partner brands. Here are its main benefits.

  • 10% instant discount: Available on eligible purchases through Zomato and District. It also applies to electronics and beauty products on Blinkit.
  • 5% instant discount on Blinkit: Available on other eligible categories, with some exclusions. These include infant food and feeding products, tobacco products and jewellery made from precious metals.
  • Monthly discount limit: The combined instant discounts across the eligible Eternal platforms are capped at ₹2,000 per month.
  • 10% discount on Bistro: Cardholders can get an instant discount on eligible Bistro orders.
  • Buy 1 Get 1 movie tickets: Customers buying movie tickets through District can get a 1+1 offer, with the discount on the second ticket capped at ₹200.
  • 5% cashback on partner brands: Cardholders can earn cashback on purchases with Apollo 24|7, ixigo, Uber and Urban Company. The monthly cashback limit is ₹1,000.
  • 1% cashback on other spending: The card also offers 1% cashback on other eligible purchases, capped at ₹500 per month.
  • Zomato Gold membership: Customers receive a complimentary six-month Zomato Gold membership after paying the joining fee.
  • Automatic cashback credit: Eligible cashback is automatically credited to the SBI Card account when the monthly statement is generated.
  • Fuel surcharge waiver: A 1% waiver is available on eligible fuel transactions, up to ₹200 per statement cycle.

These offers are subject to the card’s terms and conditions. Some transactions, including certain bill payments, wallet loads and excluded product categories, may not qualify for discounts or cashback.

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