SSI vs SSDI Benefits: Social Security Administration benefit programs fall into two categories: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI eligibility is dependent on current income and is subject to strict financial thresholds, whereas SSDI eligibility is based on prior income and the length of Social Security tax contributions.
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SSI’s strict income requirements and restrictions make many SSDI recipients ineligible because their payments exceed the federal benefit rate. The FBR is currently capped at $1,415 for couples and $943 for individuals.
These limits can be confusing because only half of your income is considered when determining compliance with SSA income thresholds. Therefore, you could receive SSI benefits up to $1,500 per month.
Because the calculation procedure is complicated, it’s best to consult a disability attorney or SSA representative.
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