ICICI Bank in collaboration with Amazon India launched the Amazon Pay ICICI Bank Credit Card in October 2018. This credit card soon gained popularity among online shoppers as a result of its multifaceted features and benefits. What makes this credit card so sought-after is that it helps you save even while you spend, due to its cashback offers. Furthermore, the ICICI Credit Card is exempt from any joining or annual fee and has no expiry on the rewards earned.
Here’s a deep dive into the features, benefits, eligibility criteria, documents required, and application procedure for the Amazon Pay ICICI Credit Card:
Features and Benefits of the Amazon ICICI Credit Card:
Annual/ Joining Fee Exemption
The Amazon Credit Card has no annual or joining fee and can be accessed free of charge. If you’re looking for a card with low or zero annual/joining fees that is best for shopping, this card is meant for you.
Lifetime Credit Card
The ICICI Credit Card is entirely free of charge for a lifetime and is packed with rewards that do not have an expiry date. Hence, allowing you to benefit from rewards endlessly.
Cashback Offers
The rewards that you earn through the Amazon Credit Card are often in the form of cashbacks. Each reward point is equal to ₹1 and will be transferred to your Amazon Pay account balance as cashback.
Here’s a breakdown of the cashback offers that you can expect:
Welcome Bonus
The credit card has a welcome rewards programme that’s exclusive for users of Amazon.
Here’s an overview of all the welcome benefits:
No Cost EMI
If you frequently shop on Amazon, you can enjoy the No Cost EMI feature for items worth above ₹3,000 through the Amazon ICICI Credit Card with a tenure of 3 and 6 months.
No Maximum Capping on the Cashback
The cherry on the cake with the Amazon credit card is that there is absolutely no cap on the maximum Amazon Pay account balance that you can earn as cashback. Thereby making it an excellent pick if you want to enjoy unlimited cashbacks.
Exclusive Benefits for ICICI Bank Customers
If you are an ICICI credit card user, through the Culinary Treats Programme you can save up to 15% on dining at more than 2,500 restaurants all over India. Additionally, you can get a 1% waiver on fuel payments at all petrol stations around the country.
Security
ICICI credit cards have an embedded microchip that provides protection against card duplication and counterfeiting. They have a unique PIN (Personal Identification Number) that acts as an additional layer of security. This PIN will have to be entered on the machine while making a transaction. This PIN is not necessary while making a transaction online. However, ICICI credit cards allow you to access 3D Secure which is an added authentication measure to keep your card safe and secure.
You can get the Amazon Pay ICICI Card if you qualify under the following eligibility criteria:
Furthermore, here’s a list of the documents that you’d need to submit :
Identity proof: Passport, Overseas Citizen of India card, Driver’s Licence, PAN card, Person of Indian Origin Card, Voter’s ID, Aadhar card, NREGA Job card, UIDAI issued letter or other government authorised photo identity proof.
Address proof: Utility bills, Aadhar card, Ration card, Person of Indian Origin card, Passport, Document of Property Registration, NREGA Job card, Overseas Citizen of India card, statement of bank account, or other address documents approved by the government.
Income proof: Form 16, Bank statement of the last three months, salary slips that are not older than 3 months.
The application procedure for the Amazon Pay ICICI Credit Card:
You can apply for this credit card either on the official portal of ICICI Bank or on Amazon. Additionally, you can opt for an online or offline mode. Your application for the credit card will only be processed after you complete the KYC authentication procedure.
To complete the KYC authentication online, follow the given steps:
To complete the KYC authentication offline, you’d need to follow the step mentioned below:
The Amazon Pay ICICI Credit Card is a great choice if you shop often on Amazon. It has an attractive rewards programme that offers cashbacks on all your transactions and also provides exclusive benefits. The card’s welcome rewards let you enjoy a cashback of up to ₹1,700 on your daily transactions such as bill payments and mobile recharges. Moreover, the ICICI card is equipped with an additional microchip that protects you against atrocious acts such as forgery.