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Unlock extra benefits with Pension Credit: Money Saving Expert founder urges state pensioners to claim

Martin Lewis urges state pensioners to claim Pension Credit with the DWP, a useful 'superpower' and gateway benefit, offering additional state protections if qualified for Guarantee Credit.

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Extra benefits with Pension Credit: The founder of the website Money Saving Expert, Martin Lewis, has urged state pensioners to file a claim for Pension Credit with the Department of Work and Pensions (DWP). The DWP’s Pension Credit has been described by the legendary BBC Sounds and ITV presenter as a useful “superpower” and a vital “gateway” benefit.

According to Express, Martin stated in his most recent email that “one of pension credit’s superpowers is that it’s a gateway entitlement that opens up many other benefits.” You are also entitled to some additional state protections if you qualify for the Guarantee Credit aspect.

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He made the point that people who qualified for pension credit might also receive other benefits, like a large council tax reduction that could total thousands of dollars, a free TV licence for people 75 years of age and older, and eligibility for the Warm Home Discount. His advice stated: “If you’re entitled to the Guarantee Credit element, this also entitles you to a host of other state protections, including the Winter Fuel Payment this winter.”

Lewis continued outlining the many benefits: “TV licences for over 75s are free (worth £169.50 a year).” Some tenants get Housing Benefit worth up to £1,000. reduction in council taxes. This might be worth $1,000 annually. savings on energy bills. This covers the £150 Warm Home Discount as well as the £25 weekly Cold Weather Payments.”

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Furthermore, he emphasized additional benefits that fall under the umbrella of the whole spectrum of Pension Credit gateway benefits, including vouchers for free dental care and spectacles. Mr Lewis stated that the complimentary option was substantially phased out, meaning that starting in August 2020, the majority of over-75s would have to pay £169.50 for their yearly standard colour TV licence.

There are a few exceptions to this rule, though. For instance, you can get a free TV license every year if you receive a Pension Credit. You must use the TV Licensing website to apply for a free licence to make a claim. If you believe you are eligible but are unable to apply online, call the TV Licensing hotline at 0300 790 6117 to request an application.

Monday through Friday, 8.30 am to 6.30 pm is when the helpline is open.

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