Hyderabad Man with 1,638 Credit Cards: In India, many people find it hard to manage even one or two credit cards. But a man from Hyderabad has done something no one else has. His name is Manish Dhameja, and he owns 1,638 active credit cards. Because of this, he entered the Guinness World Records on April 30, 2021, for having the most credit cards held by one person in the world.
For Manish, credit cards are not scary or confusing. He sees them as useful tools that help him enjoy life more. According to Guinness World Records, his interest in credit cards is not about showing off.
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He uses them carefully and with full control. Talking about why he loves them so much, he said, “I think my life was incomplete without credit cards. I just love credit cards. I enjoy complementary travelling, railway lounge, airport lounge, food, spa, hotel vouchers, complementary domestic flight tickets, complementary shopping vouchers, complementary movies tickets, complementary golf sessions, complimentary fuel etc. by reaching milestones and using rewards points, airmiles and cashback.”
How did he use Cards without Falling into Debt?
Many people believe credit cards only lead to spending too much money. Manish proves this idea wrong. He makes sure he never has unpaid bills. He clears all payments on time and does not carry any balance. By doing this, he earns rewards, cashback, and free services from banks. Over the years, his normal daily spending has helped him save money and enjoy many free benefits.
His credit cards also helped him during a very hard time in India. In 2016, when demonetisation was announced, people rushed to banks and ATMs. Manish did not face these problems. Remembering that time, he said, “I remember the day On 8 November 2016, the Government of India announced the demonetisation of all 500 Indian Rupee and 1,000 Indian Rupee banknotes of the Mahatma Gandhi Series. This decision of the government of India had created a big panic in India and everyone was waiting in front of the bank for new currency in a big queue. That time credit card played an important role in my life. I don’t have to rush for cash in the bank and I was just enjoying spending money digitally through Credit cards.”
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Sharp Mind Behind the Record
Manish’s success also comes from his strong education background. He studied science subjects and completed a Bachelor of Computer Applications from CSJM University in Kanpur.He has also earned a Master of Computer Applications from Integral University in Lucknow and also completed a Master of Social Work from IGNOU.
