PNB LUXURA Metal Credit Card: Punjab National Bank has introduced a new high-end credit card called the LUXURA Metal Credit Card. This card comes under the VISA Infinite category and is made for customers who want better rewards, higher spending limits, and more travel comfort. PNB says the card is for people whose lifestyle needs are growing and who want extra benefits in daily life and travel.
The Luxura card was already available on the RuPay network, and now customers can also choose it on the Visa platform. This gives users more options and wider global acceptance.
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PNB Luxura Metal Credit Card: Key benefits and features
- 4 reward points for every ₹100 spent
- Welcome benefit of 20,000 reward points (equivalent to ₹5,000) on spending ₹50,000 within the first 90 days
- 3X reward points on travel and dining
- 10,000 bonus reward points on annual spends of ₹5 lakh
- Zero foreign exchange markup on international transactions
- Unlimited complimentary access to domestic and international airport lounges
- Visa Luxury Hotel Collection benefits: Daily breakfast for two, food and beverage credits, complimentary Wi-Fi, VIP guest status, room upgrades and late check-out (subject to availability)
- Savings of up to 20% under the Visa Dine & Save programme (valid across select restaurants in India and abroad)
- Discounts on domestic and international flights and hotel bookings through platforms like Ixigo, Agoda, Expedia and Trip.com
- Exclusive offers at leading hospitality brands, including IHG Hotels, ITC Hotels and Elivaas Villas
- Buy-one-get-one movie tickets on BookMyShow
- Discounts on events, dining and shopping on District
- Grocery discounts and savings on BigBasket
- Fuel surcharge waiver of up to ₹350 per billing cycle
- 24×7 Visa Concierge Services with personalised assistance for travel planning, dining reservations, healthcare support, entertainment bookings, gifting, shopping and lifestyle needs
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The joining fee for this card is ₹4,999 plus GST, while the annual fee is ₹1,999 plus GST.
Credit Limits and Financial Flexibility
The LUXURA Metal Credit Card on VISA Infinite offers high credit limits tailored to affluent customers, enabling them to:
- Execute substantial transactions without hitting card limits
- Consolidate multiple payments onto a single premium account
- Maintain financial flexibility for unexpected opportunities or needs
- Enjoy accelerated rewards on larger spends
PNB Card
Talking about the launch, PNB MD and CEO Ashok Chandra said, “As customer expectations continue to evolve, there is a growing demand for financial solutions that seamlessly combine global acceptance, premium experiences and everyday convenience. The LUXURA Metal Credit Card has been thoughtfully designed to address these aspirations, offering a refined blend of exclusivity, flexibility and lifestyle privileges. With the launch of the credit card on the VISA Infinite platform, PNB strengthens its premium banking proposition and reaffirms its commitment to delivering globally competitive, customer-centric solutions that align with the evolving lifestyle needs of today’s customers, both in India and internationally.”
Metal credit cards are becoming more popular in India, mainly among premium users. Both government and private banks are launching metal cards to attract customers who spend more and want better travel and lifestyle benefits.
