Rs 5 Lakh Health Insurance for UP Teachers:The UP Cabinet approved a historic cashless medical insurance program for teachers and Shiksha Mitras and instructors and cooks and all educational staff members who work in basic education and secondary education departments on January 29 2026. The Yogi Adityanath government uses this program to provide better social security and healthcare services to educational staff members who work in Uttar Pradesh.
The cabinet meeting which Chief Minister Yogi Adityanath chaired approved 30 proposals out of 32 total proposals including this extensive healthcare program. The move will benefit nearly 15 lakh teachers and education personnel across Uttar Pradesh who will receive cashless medical treatment up to Rs 5 lakh at empanelled hospitals.
Rs 5 Lakh Health Insurance for UP Teachers
Suresh Kumar Khanna highlighted that the initiative extends essential medical support just like other state staff health programmes, assuring educators and their dependents can receive quality care without financial stress.
Those covered include 4,34,426 teachers of the Basic Education Council, 13,380 teachers of government-aided junior high schools, 4,72,735 teachers of self-financed recognised schools under the council, 1,42,929 ‘Shiksha Mitras’, 24,717 instructors of upper primary schools, 7,479 wardens and full-time and part-time teachers of Kasturba Gandhi Balika Vidyalayas, 97,344 cooks under the PM Poshan scheme and 2,00,581 special educators.
Khanna said around 2,97,579 teachers under the secondary education department will benefit from the scheme, with an estimated expenditure of about Rs 89.25 crore.
Who Will Benefit?
This expansive scheme encompasses a wide range of beneficiaries from the education sector, including:
- Teachers under the Basic Education Council, including government and self-financed recognised schools.
- Shiksha Mitras and contract teachers engaged across rural and urban schools.
- Instructors and facilitators in upper primary schools.
- Cooks under the PM Poshan Scheme.
- Special educators, Kasturba Gandhi Balika Vidyalaya staff, and other education support personnel.
- Teachers from secondary education, including government and non-government aided schools and their dependents.
In total, about 11,95,391 beneficiaries were formally identified for the basic education scheme, while secondary education staff adds nearly 3 lakh more under the medical coverage umbrella.
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How the Scheme Will Work?
Under the approved policy:
- Eligible individuals and their families can seek cashless inpatient (IPD) treatment up to Rs 5 lakh without upfront payments.
- The plan covers both public and empanelled private hospitals, ensuring widespread access across the state.
- A district-level verification system is being set up to authenticate beneficiaries, especially teachers from self-financed schools Committees led by district education officials will oversee this process.
The CM described it as “a symbol of the government’s gratitude for teachers’ contributions.”
In his address, the CM said, “The teachers across the state must continue to perform their best for the education of the children while we assure them of full government support.”
The state-sponsored program exists as an additional safety net for educators and education workers because its purpose differs from national health programs which include Ayushman Bharat.
