Mumbai, April 29, 2025 — TVS Credit Services Limited, one of India’s leading non-banking financial companies, announced its Q4 and full-year financial results for the period ended March 31, 2025, delivering strong growth across key metrics.
The company posted a record Net Profit After Tax (PAT) of ₹767 crore for FY25, up 34% from ₹571 crore in FY24. Profit Before Tax (PBT) rose 35% to ₹1,025 crore, while Total Income climbed 14% to ₹6,630 crore. Assets under Management (AUM) increased 3% year-on-year to ₹26,647 crore.
| Metric | FY25 | FY24 | Growth |
|---|---|---|---|
| Total Income | ₹6,630 Cr | ₹5,815 Cr | 14% |
| Profit Before Tax | ₹1,025 Cr | ₹758 Cr | 35% |
| Net Profit After Tax | ₹767 Cr | ₹571 Cr | 34% |
| AUM | ₹26,647 Cr | ₹25,825 Cr | 3% |
In the fourth quarter, TVS Credit reported Total Income of ₹1,674 crore, up 10% from ₹1,523 crore in Q4 FY24. Quarterly PAT surged 53% to ₹226 crore, compared to ₹148 crore a year ago.
Industry‐wide credit growth moderated in Q4 after a festive-season spike in Q3. TVS Credit stayed the course on a risk-calibrated strategy, focusing on core segments such as consumer finance and vehicle loans. During the quarter, it disbursed loans to over 13 lakh new customers, taking its total customer base to nearly 1.9 crore.
With a network of more than 50,300 touchpoints nationwide, TVS Credit has cemented its leadership as the top financier for TVS Motor Company Limited and a leading lender in consumer durables, mobile phones, used cars, tractors, and commercial vehicles. Powered by data analytics and digital initiatives, the NBFC continues to enhance customer experience and operational efficiency.
KPIT Technologies Reports Strong FY25 Results, Net Profit Up 41.2% YoY
Looking ahead, TVS Credit aims to sustain steady growth by deepening market penetration, expanding its product mix, accelerating digital transformation, and maintaining rigorous risk management. These measures are expected to bolster profitability and support its mission to “empower Indians to dream bigger and fulfil their aspirations.”
About TVS Credit Services Limited
Registered with the RBI, TVS Credit is a diversified NBFC serving nearly 1.9 crore customers through a robust physical and digital footprint. Its offerings span vehicle finance, consumer loans, and unsecured credit, underpinned by new-age technology and analytics.
