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Aadhaar number could soon replace all card transactions

By Newsd
Updated on :

Soon 12-digit Aadhaar number could replace all card transactions as the government is gearing up to strengthen the Aadhaar enabled transactions as part of its drive to help India become a cashless economy.

The move, which is part of an all-round approach towards enabling digital payments and is being driven by NITI Aayog, would also see government soon coming out with a clear-cut defined policy to disincentivise cash transactions in the country.

“The Aadhaar-enabled transactions are card-less and pin-less. This would enable mobile android phones users to digitally transact using their Aadhaar number and fingerprint/iris authentication,” Ajay Pandey, director general of the UIDAI told TOI .

According to Pandey, this would require a multi-pronged strategy, including talking to mobile manufacturers, merchants and banks, and the government has already started working in different directions to help achieve this.

“We are asking mobile manufacturers to see if all mobiles made in India should be inbuilt with iris or thumb identification system to as to help Aadhaar-enabled transactions,” NITI Aayog CEO Amitabh Kant said.


Kant is part of the chief ministers committee which will lay out a roadmap for implementation of digital payments over the next one year. The first meeting of the committee would be held on Thursday.

According to Kant, the government is simultaneously creating a system of incentives/disincentives so that cash transactions become more expensive and people are incentivised enough to pay digitally. Kant, however, refused to divulge details of what the incentives could be.

This govt is really very serious about going cashless and weeding out corruption from the system. Hope more people come in support of the govt and dont fall in the trap of opposition parties.


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