Step-by-Step Guide: Add a debit, credit, or prepaid card to the Wallet program on your iPhone, Apple Watch, or other compatible device in order to activate Apple Pay. Apple Pay requires a device that is interoperable with the most recent release of iOS, iPadOS, watchOS, or macOS.
- A card from a participating card issuer that is supported.
- Your Apple device is signed in with an Apple ID.
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The process of adding a credit or debit card to an iPhone
1. Touch the Add option within the Wallet application.
- To include an additional card, select Debit or Credit Card.
- To re-add a card that was previously used, select Previous Cards.
2. Select the Continue button.
3. Adhere to the on-screen instructions to insert a new card.
4. Confirm your details with the issuing bank or credit card company. Before approving your card for use with Apple Pay, they might request additional information or require you to download an app.
5. You have the option to incorporate the card into your Apple Watch if it is paired with your device.
In addition, card issuers that qualify will permit you to link your account to the Wallet app to access transaction details and account information.
To delete a card from the Previous Cards screen, select Edit > Delete from the Remove icon. After confirming, tap Delete Card to have the card removed from all of your devices.
The process of linking a credit or debit card to an Apple Watch
1. Utilize the paired iPhone to launch the Apple Watch application.
2. Under the My Watch section, select Wallet and Apple Pay.
3. Select Add Card.
- To include an additional card, select Debit or Credit Card.
- To re-add a card that was previously used, select Previous Card.
4. Select Continue.
5. Utilize the on-screen instructions to add your card.
6. Verify your information with the bank or card issuer, if necessary. Before approving your card for use with Apple Pay, they might request additional information or require you to download an app.
Instructions for adding a credit or debit card to Apple Pay on a Mac or iPad
1. Launch the Wallet application on your device.
- Select Wallet and Apple Pay from the System Preferences menu on your Touch ID-enabled Mac.
- Navigate to Settings > Wallet & Apple Pay on your iPad.
2. Select Add Card: 3, 4.
3. Utilize the on-screen instructions to insert a card.
4. Your information should be verified with your bank or card issuer. You might be required to provide information.
You can finalize purchases on Mac models without Touch ID by utilizing Apple Pay on a compatible iPhone or Apple Watch. Enable Allow Payments on Mac from the Settings > Wallet & Apple Pay menu on your iPhone.
If adding a card to Apple Wallet for use with Apple Pay is not possible,
Determine what to do if an Apple Pay card cannot be added to the Wallet application.
1. Verify that you have the ability to use Apple Pay.
- Check with your card issuer to see whether Apple Pay is supported.
- Install the most recent iOS, watchOS, or macOS update.
- Verify that your device is equipped with Face ID, Touch ID, or a passcode.
- Ensure that you are in a region or country that is supported.
- Verify that your device is Apple Pay-compatible.
2. Verify that there are no service interruptions or connection problems.
3. If you encounter the following error messages while adding a card to Apple Wallet, please contact your bank or card issuer:
- Unable to Add a Card
- Invalid Ticket
- Device Card Limit
If you are unable to add a card, consult the Apple Pay setup instructions. Determine how to link your account to the Wallet app if you encounter any difficulties viewing your account details or connecting your account to the app.
Apple Pay does not require card approval or declination. To inquire about a declined card, please contact your bank or card issuer.
