Gold loans drove India’s secured lending growth in FY26, with sourcing value jumping sharply as borrowers preferred collateral-backed credit and NBFCs gained a bigger share in the expanding market.
Debt fund gains from investments made after April 1, 2023 are treated as short-term capital gains and taxed at slab rates, making them eligible for Section 87A rebate under the new regime.
NPS subscribers now have more retirement payout choices through annuity, SUR and SPR options under the new RIS framework, helping retirees plan monthly pension income for up to 25 years.
From pure protection plans to savings-oriented insurance products, life insurance now offers solutions for almost every life stage and financial need.
Traders read charts to identify patterns, assess momentum, follow price action and analyse market behaviour. Poor charting systems can confuse, slow down decision-making or even result in wrong trade entries and exits.
What is considerably less understood is the precise mathematical relationship between the amount invested, the rate of return assumed, the investment horizon chosen, and the wealth ultimately created.
The RBI’s new 2026 recovery rules stop loan agents from harassment, threats and excessive calls, while giving borrowers stronger rights, complaint options and protection against unfair recovery and public humiliation practices.
Family health insurance covers more than one family member under a single policy. It may include the policyholder, spouse, children, and dependent parents, based on the insurer’s rules.
Telangana Deputy Chief Minister Mallu Bhatti Vikramarka announced the launch of the ‘Indiramma Bheema’ scheme on June 2, offering ₹5 lakh life insurance cover to 1.15 crore families statewide.
Freelancers in India can use Section 44ADA presumptive taxation if eligible. The scheme lets professionals declare 50% of receipts as taxable income and file taxes with simpler compliance rules.
What a test drive cannot tell you, however, is whether the air conditioning will keep the cabin cool during a summer-month traffic jam. It cannot tell you how the suspension behaves over the potholed roads near your home.
This is one of the frequently asked queries among people in India. We can make this decision very easily by analyzing some basic facts about term insurance.
A 71-year-old Karnataka man lost ₹75.4 lakh after fraudsters posing as investment advisors on WhatsApp promised high returns. Experts shared five important ways people can avoid similar online investment scams.
The next dearness allowance hike for Central Government employees will depend on upcoming CPI-IW inflation data from April to June 2026 under the 7th Pay Commission formula.
Tax experts warn that filing the wrong ITR form for AY 2026-27, especially by ignoring freelance or side income, can lead to defective return notices, delayed refunds, and scrutiny queries.
Several Indian banks now offer zero balance savings accounts for kids with debit cards, spending controls, mobile banking, and interest benefits to help children learn money saving from an early age.
Eligible disabled employees may soon claim transport allowance tax exemption up to ₹1.80 lakh yearly in metro cities under revised income tax rules. The higher limits will apply from FY 2026-27.
AU Small Finance Bank has launched four new credit cards for beginners, young professionals, travellers, and high spenders. The cards offer lounge access, cashback, reward points, shopping discounts, and lifestyle perks.
Inflation is the most significant factor that erodes the value of a fixed payout over time. A sum of ₹1 Crore in 2026 does not hold the same purchasing power it did a decade ago. If we consider an average inflation rate of 6%, the real value of that corpus diminishes significantly every few years.
The NC-JCM Staff Side has proposed merging multiple pay scales under the 8th Pay Commission along with a 3.833 fitment factor that could significantly increase Central Government employees’ salaries.
EPFO is planning to automate final PF withdrawal claims and account transfers, allowing faster settlements, reduced paperwork, and direct bank transfers for millions of members across India.
Taxpayers under the new tax regime may still pay LTCG tax on gold jewellery sales even if total income stays below ₹12 lakh, because Section 87A rebate does not cover such gains.
The Gold Monetisation Scheme lets people deposit unused gold and earn interest through banks. With gold prices rising, many families are again looking at the scheme to make idle gold useful.
Sukanya Samriddhi Yojana continues to offer 8.2% yearly interest for girl child savings. The government-backed scheme helps families build a strong long-term fund through regular yearly investments.
Mutual funds in India showed a mixed trend in April, where total industry assets rose due to market gains and steady inflows, while SIP growth slowed slightly and investors shifted money across equity, debt, gold, and hybrid funds.
