RBI Bank Holidays 2026: With a new year, both customers and financial professionals are gearing up for a sequence of bank holidays that will take place in January 2026. Reserve Bank of India (RBI) unveiled its official holiday calendar which indicates that due to national festivals, regional observances, and statutory holidays, banks all over India will be closed for 10 days in January 2026. The specified closures refer to branches of public sector banks as well as private banks and differ in terms of cities and states based on the local festivities and official notifications.
Figuring out these bank closure dates is necessary so that one can plan financial activities like cash transactions, cheque deposits, loan applications, and branch visits which can be done in the first few weeks of the year when many cultural and national holidays are observed.
The RBI holiday structure also considers the Negotiable Instruments Act under which banks have to follow certain holidays that are announced by state governments and the Ministry of Home Affairs along with second and fourth Saturdays.
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RBI Bank Holidays 2026 in January
January 1 New Year’s Day / Gaan-Ngai: Observed in cities including Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong.
January 2 – New Year Celebration / Mannam Jayanthi: Banks close in Aizawl, Kochi, and Thiruvananthapuram.
January 3 – Birthday of Hazrat Ali: Observed in Lucknow.
January 12 – Swami Vivekananda Jayanti: Observed in Kolkata.
January 14 – Makar Sankranti / Magh Bihu: A closure in Ahmedabad, Bhubaneswar, Guwahati, and Itanagar.
January 15 – Regional Harvest Festivals: Including Pongal and Uttarayana Punyakala in Bangalore, Chennai, Gangtok, Hyderabad, and Vijayawada.
January 16 – Thiruvalluvar Day: Observed in Chennai.
January 17 – Uzhavar Thirunal: Also observed in Chennai.
January 23 – Netaji Subhas Chandra Bose Jayanti / Saraswati Puja / Basanta Panchami: Closures in Agartala, Bhubaneswar, and Kolkata.
January 26 – Republic Day: A nationwide holiday affecting branches across all major cities, including Patna, New Delhi, Mumbai, Chennai, and others.
