Bank Holidays Next Week:As the calendar turns in January 2026, customers across India are being advised to plan their banking work carefully, because scheduled holidays will mean banks will remain closed on multiple days next week. According to the Reserve Bank of India (RBI) bank holiday calendar for January 2026, branches across various states and cities will observe closures.
Why Next Week Has So Many Bank Holidays?
The RBI every year releases a comprehensive holiday calendar for schedule commercial banks, considering national holidays, regional festivals and legal holidays. RBI regular practice also follows that Sundays and second and fourth Saturdays of the month are bank holidays.
Next week’s closures are a combination of:
- Weekly offs: Sundays and Saturdays as per RBI schedule.
- Regional festivals & state observances: Which vary by city and state and make the holiday list different across India.
Bank Holidays Next Week: City-Wise / State-Wise Closures
While the exact holidays differ from city to city, the broad picture for banks next week includes:
Sunday & Saturday Closures
As always, all banks are closed on Sunday, a weekly mandatory holiday. Similarly, second and fourth Saturdays are also non-working days for banks nationwide, unless RBI has specified otherwise for a particular region.
Regional & Local Festival Holidays
Apart from weekends, bank branches in certain areas will observe festival-linked closures or local government holidays. The mentioned holidays can be events like Makar Sankranti, Pongal, Magh Bihu, Basant Panchami / Saraswati Puja, or Swami Vivekananda Jayanti, etc. according to the particular city. In such situations, the banks in the states concerned will be closed.
For example
The celebrations of Makar Sankranti / Pongal might cause some closures in the regions of Gujarat, Tamil Nadu, Karnataka, Telangana, and others.
Similar to this, the celebrations of Basant Panchami / Saraswati Puja would impact the states of West Bengal and Odisha.
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Bank Holidays (January 12–18, 2026)
- Monday, 12 January 2026: Swami Vivekananda’s Birthday (National Youth Day).
Banks closed in Kolkata and select regions. - Wednesday, 14 January 2026: Makar Sankranti / Magh Bihu
- Thursday, 15 January 2026: Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti
- Friday, 16 January 2026: Thiruvalluvar Day Banks closed in Chennai.
- Sunday, 18 January 2026: Weekly Sunday Holiday
What Does It Imply for Your Banking Transactions?
1. Counter services (cash transactions, account opening, deposits, withdrawals) will not be accessible on the days banks are closed.
2. The processing of cheques or the issuing of a demand draft will also take place on the next working day.
3. Access to lockers, updating of passbooks, and submission of loan applications in person are not allowed on holidays.
Nonetheless, the digital banking services such as UPI payments, internet/mobile banking, ATMs, and online transfers will continue to be available even during the holidays.
