Jeevan Pramaan is a biometric enabled digital service for pensioners. Pensioners of Central Government, State Government or any other Government organization can take benefit of this facility.
More than One Crore families in India can be classified as pensioner families, where the pension disbursed by the various government bodies forms the basis for their income and sustainability. There are about Fifty Lakh pensioners of the Central Government and a similar number of the various State and UT Governments and various other government agencies. This includes pensioners from the various public sector enterprises. In addition to this Army and Defence Personnel drawing pension exceeds Twenty-five lakhs.
The scheme was launched on November 10, 2014. The beneficiaries of the scheme are over three crore retired employees of government and PSUs.
A pensioner can avail of the doorstep services provided by several public sector banks and the country’s postal service to submit their Jeevan Pramaan Patra.
Those aged 80 years or above can submit it between October 1 and November 30. Until now, these pensioners had to visit the bank or post office to submit their life certificate, i.e., the Jeevan Pramaan Patra but now they can do so from home.
The Digital Life Certificate facility is not available to Remarried or Re-employed Pensioners. They are required to submit the Life Certificate the conventional way to their Pension Disbursing Authority.
Jeevan Pramaan uses the Aadhaar platform for biometric authentication of the pensioner.
One of the major requisite for the pensioners post their retirement from service, is to provide life certificates to the authorized pension disbursing agencies like Banks, Post offices etc., following which their pension is credited to their account. In order to get this life certificate the individual drawing the pension is required to either personally present oneself before the Pension Disbursing Agency or have the Life Certificate issued by authority where they have served earlier and have it delivered to the disbursing agency.
A successful authentication generates the Digital Life Certificate which gets stored in the Life Certificate Repository.
Documents needed for the generation of the Digital Life Certificate:
1) Pension ID
2) Pension Payment order
3) Pension Disbursing department
4) Bank account details
5) Mobile Number and Email ID
6) Aadhaar Number.
Here’s how you can generate and access an online Jeevan Pramaan Patra
- Step 1: You need to download the government’s Jeevan Pramaan app to generate a Jeevan Pramaan Patra online. A pensioner must find an option to register as a new user and click on the option.
- Step 2: Submit your Aadhaar number, name, bank account number, pension payment order (PPO) and other details. You will find an option which prompts the app to send an OTP.
- Step 3: Click on the option and the OTP will be sent to your registered mobile number. Enter the OTP and this should be authenticated by using Aadhaar.
- Step 4: After the validation, click on the submit option and a Pramaan ID will be generated.
Here’s how you can generate a life certificate online
- Step 1: After the Pramaan ID is generated, the pensioner has to login to the app through another OTP.
- Step 2: Click on the ‘Generate Jeevan Pramaan’ option and enter Aadhaar and mobile numbers.
- Step 3: Click on Generate OTP option and enter it. You will also have to enter the PPO number, name of the disbursing agency, name and other details.
- Step 4: Authenticate the user’s fingerprint and iris by scanning them using the Aadhaar data.
- Step 5: The Jeevan Pramaan will be displayed on the window and the pensioner will receive a confirmation message via SMS on the registered mobile number.
Submission of Life Certificate through Doorstep banking facility
In order to avail of doorstep banking for submission of Life Certificate, one has to download Doorstep Banking App.
Select Your bank and place your request for doorstep service for submission of Life Certificate.
Enter your pension account number and verify it.
You can see Doorstep services charges, click on proceed. You can avail of this service by paying just nominal fees.
After submitting your request, you will get an SMS mentioning the name of the agent.
The bank agent will visit your home address and complete the Life Certificate submission process.
It is a chargeable service and will be available to all Central Government Pensioners across the country irrespective of the fact their pension accounts are in a different bank. The service will attract a nominal fee of ₹70.
